Compare Any Driver Courier Van Insurance

There are several types of insurance coverage you may want to consider for your business, including the following. 

1). Employer’s Liability Insurance

Employer’s liability insurance protects you from claims made by employees who are injured, become sick, or die on the job. 

If you have one or more employees, then you’re legally required to have employer’s liability insurance. 

2). Public Liability Insurance

Public liability insurance protects you and your business against claims made by third parties who are injured or whose property is damaged due to your business operations. 

3). Tools Insurance

Tools insurance protects your tools if they are lost, stolen, or damaged. This coverage usually includes: 

• Tools used to do the work of your profession.
• Theft of tools
• Damage of tools (accidental damage, flood damage, fire damage)

4). Hired-in Plant Insurance

Hired-in plant insurance protects equipment from theft, loss, or damage. It generally includes: 

• Accidental damage to plant you’ve hired from a third party.
• Loss or damage to hired-in plant equipment.
• Legal liability for loss/damage to hired-in plant equipment.
• Ongoing hiring charges

5). Contract Works Insurance

Contract works insurance protects your work in case it becomes destroyed, delayed, or disrupted. This type of coverage generally includes: 

• Works in progress (both commercial and domestic sites)
• Damage/theft of tools and equipment left on site.

6). Professional Indemnity Insurance

Professional indemnity insurance covers mistakes that may arise in your work, as well as services that did not meet the client’s standards. This type of coverage generally includes: 

• Claims for professional negligence that causes your client to suffer financial loss.
• Advice you’ve given that turns out to be incorrect.