Home › Just Eat car cover · Updated
Just Eat car coverJust Eat food car insurance for couriers delivering by car
Couriers who deliver Just Eat orders by car arrange their own motor cover and upload proof before they start. Compare cover that includes food delivery through specialist brokers.
Get started- Free to use
- No obligation to buy
- Cover that includes food delivery
Just Eat food car insurance is a motor policy for your own car that includes hire and reward, carriage of goods or food delivery use, so you can deliver Just Eat orders. At the time of writing, Just Eat's courier guidance says car, van, scooter and motorcycle couriers need hire and reward insurance, and that the certificate has to show a suitable description in your name. Requirements can change, so check the current guidance in the courier app or on the Just Eat courier site.
- Specialist brokersCourier insurance brokers who arrange hire and reward cover every day.
- One short formTell us about the vehicle, the work and the drivers once.
- No obligationCompare the options you are offered and decide in your own time.
At a glance
- At the time of writing, Just Eat asks car couriers for hire and reward cover before they start.
- The certificate is expected to show hire and reward, carriage of goods or food delivery.
- If the certificate names specific companies, Just Eat says its own name needs to appear too.
- Quotes and screenshots are not accepted as proof, according to the current guidance.
- Bicycle couriers do not need hire and reward cover, according to Just Eat.
- Courier Insure has no link with Just Eat and this page is not endorsed by it.
The proof Just Eat asks car couriers to upload
At the time of writing, Just Eat's courier application guidance says car and van couriers need a full driving licence and hire and reward insurance. Proof is usually a certificate of motor insurance, or for some pay as you go cover, a letter confirming enrolment.
The guidance says the document needs to include hire and reward, carriage of goods, or food delivery. The name has to match your courier profile. Quotes and app screenshots are not accepted. These rules belong to Just Eat and can change, so it is worth checking the current version before arranging cover.
Uploading the right document first time saves days of waiting. If anything on the certificate is unclear, the broker or insurer can usually confirm what it covers before you submit it.
When your certificate lists other delivery companies
Some certificates are written for specific platforms rather than delivery work in general. Just Eat's guidance says that if other companies are listed on the document, Just Eat also needs to appear.
This catches out couriers who switch platforms or add one. If you plan to work for several apps, a policy with a general food delivery or hire and reward description, or one that names every app you use, saves trouble at upload.
General descriptions
A certificate covering food delivery or hire and reward generally tends to be simpler for multi-app couriers.
Named-platform cover
Some policies are tied to particular apps, which can suit couriers who only use one or two and want cover that only runs on those.
Personal driving still needs cover around your shifts
The delivery class of use covers time spent on orders. Driving to the first restaurant, nipping to the shops or taking the car away at the weekend falls under social, domestic and pleasure use. Many policies combine both.
If you use a pay as you go delivery policy, it normally sits alongside a separate personal policy. It is worth making sure both are in place and that the personal insurer knows the car is also used for delivery work.
Combined policies
An annual policy with personal and delivery use on one certificate means one renewal date and one document to upload.
Pay as you go alongside personal cover
Cover that runs only during delivery shifts sits beside a personal policy, and the two together need to cover all the driving you do.
Scooter, motorbike and bicycle couriers on Just Eat
At the time of writing, Just Eat's guidance says scooter and motorcycle couriers also need hire and reward insurance, and that a provisional licence with a basic training certificate is accepted for scooters and mopeds. Bicycle and e-bike couriers only need photo ID, and hire and reward cover is not required.
Two-wheel cover has its own questions about theft and security, explained on the delivery bike and motorcycle courier pages.
Questions worth asking before you buy Just Eat food car insurance
These help make sure the document will be accepted and the cover fits your work.
- Does the certificate show hire and reward, carriage of goods or food delivery?At the time of writing, these are the descriptions Just Eat looks for.
- If companies are named, is Just Eat one of them?The guidance says Just Eat needs to appear when others are listed.
- Does the name exactly match my courier profile?A mismatch can hold up approval.
- Is personal use included or arranged separately?Driving outside deliveries still needs cover.
- Will it cover other food apps I use?General descriptions tend to travel better between platforms.
- Does the policy cover parcels as well as food?Some food policies exclude parcel work.
- What happens to my cover if I change car?A new certificate usually needs uploading before you deliver.
Just Eat car insurance questions
What insurance do I need to deliver for Just Eat by car?
At the time of writing, Just Eat's courier guidance asks car couriers for hire and reward insurance, with a certificate that shows hire and reward, carriage of goods or food delivery. Check the current guidance before applying.
Does Just Eat provide insurance for UK couriers?
Just Eat's UK courier application guidance, at the time of writing, describes insurance that couriers arrange themselves. It is worth checking the courier app for any cover Just Eat offers alongside that.
Can I send Just Eat a screenshot of my insurance?
According to the current guidance, quotes and app screenshots are not accepted. A certificate of motor insurance, or for some pay as you go cover a letter of enrolment, is the usual proof.
My certificate names Deliveroo and Uber Eats. Will Just Eat accept it?
Just Eat's guidance says that if other companies are listed on the document, Just Eat needs to appear too. A certificate without its name may be rejected.
Do I need hire and reward insurance for Just Eat on a bicycle?
At the time of writing, Just Eat says bicycle and e-bike couriers only need photo ID and do not need hire and reward cover.
Can I deliver Just Eat orders on a provisional licence?
Just Eat's guidance, at the time of writing, accepts a provisional licence with a basic training certificate for scooters and mopeds. Car couriers are asked for a full licence.
Ready to compare Just Eat car insurance?
One form, specialist brokers, no obligation.